| Where can I find the this
Security Code? |
|
Visa/Mastercard and Discover Users
Flip your card over and look at the signature box. You should see
either the entire 16-digit credit card number or just the last
four digits followed by a special 3-digit code. This 3-digit
code is your Card Security Code.
American Express
Credit Card Users
Look for the 4-digit code printed on the front of your card just
above and to the right of your main credit card number. This
4-digit code is your Card Identification Number (CID). The CID is
the four-digit code printed just above the Account
Number.
|
| What is the Security
Code? |
| It is an
important new Internet security feature that now appears on the
back of most Visa/MasterCard and Discover cards, and on the front
of American Express cards. This new code is a three or
four-digit number which provides a cryptographic check of the
information embossed on the card.
The security
code helps validate that the customer placing the online order
actually has the credit card in his/her possession, and that the
credit/debit card account is legitimate.
|
| How does my Security Code protect
me? |
|
The security code is only
printed the card and it is not contained in the magnetic stripe
information nor does it appear on sales receipts or billing
statements - you must have the card in your possession in order to
use this code.
Card Security Codes are
not raised, so they are not scanned into standard credit card
readers. In theory, these numbers are only visible to you. When you
give your Card Security Code to a merchant, you assist the merchant
in verifying that the order is being placed by you, the card
holder.
|
| Do I have to enter this Security
Code? |
If this code
is printed on your card, YES, you must enter the code. Visa,
MasterCard, Discover and American Express now require Internet
stores to obtain the security code for all cards that have a code
printed on them. In order for this transaction to be accepted and
processed, you must enter this code if it's printed on your card.
This is done for your protection.
|